1018 Spruce St, Gurnee, IL 60031 Property Records

Lake County property record for 1018 Spruce St, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,544 sqft · built 1988
Lot Size	0.38 acres (16,531 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2017)
Tax Bill	$10,023 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-15-304-006`

Property Details

APN / Parcel Number

Primary APN	`07-15-304-006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,544 sqft
2nd Floor Area	1,000 sqft
Upper Floors Area	1,000 sqft
Basement Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,531 sqft (0.38 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	716 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 SPRUCE ST
City	GURNEE
State	IL
Zip	60031-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUBDIVISION OF LOT 2 OF CLARKS SUBDIVISION; LOT 3
Legal Subdivision	RESUBDIVISION
Legal Lot Number	2,3
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2026
Census Tract	861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 SPRUCE ST, GURNEE, IL 60031-4907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI CREDIT UNION ONE
Mar 6, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	20177377362
Prior Transfer Date	Jul 11, 1997
Prior Transfer Doc	0004007479
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1018 SPRUCE ST, GURNEE, IL 60031-4907
Document Number	0007677123
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1018 SPRUCE ST GURNEE IL 600314907, GURNEE, IL 60031-4907

Mortgage

Document Number	0007677123
Date	Jul 27, 2020
Instrument	7677123

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 6, 2017
Property Address	1018 SPRUCE ST, GURNEE, IL 60031-4907
Document Number	0007377362
Map Reference	DOC2619897
Instrument Date	Feb 27, 2017
Instrument	7377362
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 SPRUCE ST, GURNEE, IL 60031-4907

Mortgage

Document Number	0007377363
Date	Mar 6, 2017
Instrument	7377363

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,615 (+17.07%) Land $11,934 Building $112,681	$373,883 (+17.07%) Land $35,806 Building $338,077
2024	$10,023.00 (-6.56%)
2023	$10,727.00 (+10.54%)	$106,449 (-7.36%) Land $10,194 Building $96,255	$319,379 (-7.36%) Land $30,585 Building $288,794
2022	$9,704.00	$114,902 Land $11,403 Building $103,499	$344,740 Land $34,212 Building $310,528

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	9 of 57
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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