Anne Arundel County property record for 1028 Sandpiper Ln, Annapolis, MD 21403
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,552 sqft · built 1983 |
| Lot Size | 0.219 acres (9,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Jan 2026) |
| Tax Bill | $11,439 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-629-90030838 |
| Primary APN | 02-629-90030838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,535 sqft (0.219 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 501 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 62990030838 |
|---|---|
| Street Address | 1028 SANDPIPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4633 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | UNIT 15 QUAY HARBOUR COMM CONDO |
| Legal Subdivision | QUAY HARBOUR COMM CONDO |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 31, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 28, 2026 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on Record |
| Deed Sale | Jan 28, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2006 · Amount on Record |
| Deed Book / Page | 42028 / 52 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0351480300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0375250162 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 37525/162 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Document Number | 0408550099 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 40855/99 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 28, 2026 |
| Property Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Document Number | 0420280052 |
| Book / Page | 42028 / 52 |
| Map Reference | MB 80 FO 47 PL 4222 |
| Instrument Date | Jan 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 PRESTWICK CT, CLEMMONS, NC 27012-9625 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Document Number | 0004202861 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 42028/61 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 1, 2020 |
| Property Address | 1028 SANDPIPER LN, ANNAPOLIS, MD 21403-4633 |
| Document Number | 0351480300 |
| Book / Page | 035148 / 000300 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 SANDPIPER LN ANNAPOLIS MD 214034633, ANNAPOLIS, MD 21403-4633 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,217,500 (+7.5%) Land $884,200 Building $333,300 | $1,217,500 (-) Land $884,200 Building $333,300 | |
| 2025 | $11,439.00 (+2.22%) Homeowner's exemption | $1,132,567 (+17.64%) | $1,217,500 (+26.47%) Land $884,200 Building $333,300 |
| 2024 | $11,191.00 (+7.83%) | ||
| 2023 | $10,378.00 Homeowner's exemption | $962,700 Land $737,300 Building $225,400 | $962,700 Land $737,300 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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