1020 Sandpiper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1020 Sandpiper Ln, Annapolis, MD 21403

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,852 sqft · built 1983
Lot Size	0.219 acres (9,557 sqft)
Owner	2 Company Names on Record
Last Sale	$1,090,000 (Jul 2015)
Tax Bill	$12,877 (2026)
Deeds & Mortgages	Oct 2026 Sale Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-629-90030834`

Property Details

APN / Parcel Number

Primary APN	`02-629-90030834`
Alternative APNs	`2-629-90030834` `62990030834`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,852 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,557 sqft (0.219 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	54 sqft
Deck Area	859 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	62990030834
Street Address	1020 SANDPIPER LN
City	ANNAPOLIS
State	MD
Zip	21403-4633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	UNIT 11 QUAY HARBOUR COMM CONDO
Legal Subdivision	QUAY HARBOUR COMM CONDO
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1001
Census Tract	702602

Owner

Source: Anne Arundel County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1020 SANDPIPER LN, ANNAPOLIS, MD 21403-4633
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Feb 16, 2005 · Amount on Record
Deed Book / Page	28562 / 148
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0279990500
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 2, 2026
Property Address	1020 SANDPIPER LN, ANNAPOLIS, MD 21403-4633
Document Number	4275000171
Book / Page	42752 / 171
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1020 SANDPIPER LN, ANNAPOLIS, MD 21403-4633

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1020 SANDPIPER LN, ANNAPOLIS, MD 21403-4633
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361710226
Date	Feb 19, 2021
Book Page	36171/226

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,877.00 (+2.15%)	$1,353,100 (+7.59%) Land $944,400 Building $408,700	$1,353,100 (-) Land $944,400 Building $408,700
2025	$12,606.00 (+2.22%) Homeowner's exemption	$1,257,633 (+17.9%)	$1,353,100 (+26.85%) Land $944,400 Building $408,700
2024	$12,332.00 (+7.37%)
2023	$11,485.00 Homeowner's exemption	$1,066,700 Land $787,500 Building $279,200	$1,066,700 Land $787,500 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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