Bradford County property record for 1028 Palm St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,475 sqft · built 1963 |
| Lot Size | 0.429 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,161 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04394-C-00200 |
| Primary APN | 04394-C-00200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,475 sqft Heated Area |
| Gross Area | 1,619 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.429 acres) |
| Porch | Open Porch |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1028 PALM ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 6S 22 LOTS 2 & 3 OF BLK 3 SOUTH GATE REPLAT |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | SOUTHGATE REP |
| Legal Block | 3 |
| Legal Lot Number | 2,3 3 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 100 |
1028 Palm St is owned and occupied by two individuals who acquired it in September 2024.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1028 PALM ST, STARKE, FL 32091-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 |
| Deed Sale | Sep 6, 2024 |
| Prior Transfer Date | Dec 15, 2015 |
| Prior Transfer Doc | 201504008506 |
| Record Updated | Jun 8, 2026 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $125,719 (+4.76%) Land $37,000 Building $88,719 | $125,719 (+4.76%) Land $37,000 Building $88,719 |
| 2024 | $2,161.00 (+7.89%) | $120,007 (+12.91%) Land $37,000 Building $83,007 | $120,007 (+12.91%) Land $37,000 Building $83,007 |
| 2023 | $2,003.00 (+13.16%) | $106,285 (+24.51%) Land $29,000 Building $77,285 | $106,285 (+24.51%) Land $29,000 Building $77,285 |
| 2022 | $1,770.00 | $85,360 Land $19,500 Building $65,860 | $85,360 Land $19,500 Building $65,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Palm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 20 (1980–2024) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Palm St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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