1002 Palm St, Starke, FL 32091 Property Records

Bradford County property record for 1002 Palm St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1967
Lot Size	0.314 acres (13,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04394-C-00600`

Property Details

APN / Parcel Number

Primary APN	`04394-C-00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Gross Area	2,670 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,680 sqft (0.314 acres)
Lot Dimensions	120 ft deep x 114 ft wide
Porch	Open Porch
Patio Area	250 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1002 PALM ST
City	STARKE
State	FL
Zip	32091-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 6S 22 LOT 6 OF BLK 3 IN SOUTH GATE REPLAT
Legal Range	22E
Legal Township	06S
Legal Section	33
Legal Subdivision	SOUTHGATE REP
Legal Block	3
Legal Lot Number	6
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3015
Census Tract	100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1002 PALM ST, STARKE, FL 32091-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2023
Deed Sale	Apr 16, 2023
Prior Sale	Dec 10, 2013
Deed Document Number	0002021555
Deed Book / Page	1878 / 339
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	202004010317
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Sep 26, 2019
Property Address	1002 PALM ST, STARKE, FL 32091-4323
Document Number	0004008275
Book / Page	001810 / 000538
Instrument Date	Sep 19, 2019
Instrument	4008275
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 PALM ST STARKE FL 320914323, STARKE, FL 32091-4323

Mortgage

Document Number	4008276
Date	Sep 26, 2019
Book Page	001810/000539
Instrument	4008276

Lender

Name	MILLER JOHN M TRUST (RT)

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2024

Interest

Rate	6%

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 (+3.53%) Homeowner's exemption	$141,948 (+2.9%)	$206,159 (+5%) Land $28,000 Building $178,159
2024	$1,898.00 (+1.71%) Homeowner's exemption	$137,948 (+3%)	$196,344 (+10.52%) Land $28,000 Building $168,344
2023	$1,866.00 (+3.84%) Homeowner's exemption	$133,930 (+3%)	$177,653 (+19.82%) Land $20,000 Building $157,653
2022	$1,797.00 Homeowner's exemption	$130,029	$148,271 Land $12,000 Building $136,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	20 (1980–2024)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20