Lorain County property record for 1017 Oakwood Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1962 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Nov 2012) |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-024-107-028 |
| Primary APN | 06-24-024-107-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 153 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1017 OAKWOOD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ACRES 2 B 61.05 X 160 |
| Legal Subdivision | HIGHLAND ACRES 2 |
| Legal Tract | 24 |
| Legal Block | 107 |
| Legal Lot Number | 59 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70400 |
Source: Lorain County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1017 OAKWOOD DR, ELYRIA, OH 44035-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Aug 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Deed Document Number | 2012437482 |
| Prior Transfer Date | Sep 28, 2007 |
| Prior Transfer Doc | 0000224698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 12, 2026 |
| Property Address | 1017 OAKWOOD DR, ELYRIA, OH 44035-3233 |
| Document Number | 0000095437 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202695437 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1017 OAKWOOD DR, ELYRIA, OH 44035-3233 |
| Document Number | 0000095437, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202695437 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1017 OAKWOOD DR, ELYRIA, OH 44035-3233 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1017 OAKWOOD DR, ELYRIA, OH 44035-3233 |
| Document Number | 20210832573 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021-0832573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Oct 1, 2045 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,829.00 (-0.49%) Homeowner's exemption | $38,850 (-0.02%) Land $9,540 Building $29,310 | $111,020 (-) Land $27,270 Building $83,750 |
| 2024 | $1,838.00 (+8.37%) | $38,857 (+24.84%) Land $9,545 Building $29,313 | $111,020 (+24.84%) Land $27,270 Building $83,750 |
| 2023 | $1,696.00 (+0.36%) | $31,126 (-0.01%) Land $10,290 Building $20,836 | $88,930 (-) Land $29,400 Building $59,530 |
| 2022 | $1,690.00 | $31,130 Land $10,290 Building $20,840 | |
| 2021 | $88,930 Land $29,400 Building $59,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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