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1028 Main St, Windermere, FL 34786 Property Records

Orange County property record for 1028 Main St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,736 sqft · built 1942
Lot Size0.775 acres (33,753 sqft)
Owner2 Individual Names on Record
Last Sale$1,295,000 (Mar 2017)
Tax Bill$23,417 (2025)
Deeds & MortgagesMar 2017 Sale
Flood ZoneZone X (minimal risk)
APN17-23-28-9336-00-710

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-00-710
Alternative APNs
  • 282317933600710
  • 284212
  • 289058
  • 293220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,736 sqft Living Area
Gross Area3,842 sqft
1st Floor Area2,490 sqft
Basement Area308 sqft
Utility Area180 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 2015
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area33,753 sqft (0.775 acres)
Garage TypeAttached
Garage Area902 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area864 sqft
Patio Area2 sqft
Boat AccessBoat Access
Boat HouseBoat House
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1028 MAIN ST
CityWINDERMERE
StateFL
Zip34786-8729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 71 & SLY 45 FT OF LOT 70 & THAT PART OF VAC RR R/W LYING BETWEEN NLY & SLY EXTENDED LINE IN A ELY DIRECTION OF SAID LOT 71 & SLY 45 FT OF LOT 70 BEING 4
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Lot Number71,70
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2034
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1028 MAIN ST, WINDERMERE, FL 34786-8729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2017 · Amount on Record
Deed SaleMar 17, 2017 · Amount on Record
Prior SaleJun 9, 2003 · Amount on Record
Deed Document Number2017143002
Record UpdatedJun 8, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 17, 2017
Property Address1028 MAIN ST, WINDERMERE, FL 34786-8729
Document Number0000143002
Instrument DateMar 14, 2017
Instrument143002
Transaction TypeTransfer
Record UpdatedApr 26, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$9,065.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1028 MAIN ST WINDERMERE FL 347868729, WINDERMERE, FL 34786-8729

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,469,132 (+2.7%)$1,578,210 (-0.48%) Land $1,025,100 Building $553,110
2025$23,417.00 (+2.91%) Homeowner's exemption$1,430,508 (+5.99%)$1,585,900 (+4.07%) Land $1,025,100 Building $560,800
2024$22,754.00 (+3.31%)
2023$22,025.00 (+2.94%) Homeowner's exemption$1,349,701 (+3%)$1,523,813 (+12.83%) Land $1,025,100 Building $498,713
2022$21,396.00 Homeowner's exemption$1,310,389$1,350,535 Land $925,100 Building $425,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications, T-Mobile, Verizon.

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