1027 Main St, Windermere, FL 34786 Property Records

Orange County property record for 1027 Main St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1988
Lot Size	0.294 acres (12,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Apr 2024)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-00-611`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-00-611`
Alternative APNs	`282317933600611` `284204` `289049` `293211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,596 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,801 sqft (0.294 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1027 MAIN ST
City	WINDERMERE
State	FL
Zip	34786-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 THE N 20 FT OF LOT 61 & LOT 62 & S 1 0 FT OF LOT 63
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Lot Number	62,63
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2051
Census Tract	14809

Owner

Source: Orange County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1027 MAIN ST, WINDERMERE, FL 34786-8730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 2, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Jan 1, 2017 · Amount on Record
Deed Document Number	2024188798
Last Transfer Date	Jan 28, 2026
Transfer Doc	0000054079
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jan 29, 2026
Property Address	1027 MAIN ST, WINDERMERE, FL 34786-8730
Document Number	0000054079
Map Reference	MB G PG 36-39
Instrument Date	Jan 28, 2026
Instrument	20260054079
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 MAIN ST, WINDERMERE, FL 34786-8730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1027 MAIN ST, WINDERMERE, FL 34786-8730

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 2, 2024
Property Address	1027 MAIN ST, WINDERMERE, FL 34786-8730
Document Number	0000188798
Map Reference	MB G PG 36-39
Instrument Date	Mar 22, 2024
Instrument	20240188798
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4651 S ATLANTIC AVE # AVE9705, AVE9705, PONCE INLET, FL 32127-8032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MAIN ST, WINDERMERE, FL 34786-8730

Mortgage

Document Number	0000188799
Date	Apr 2, 2024
Instrument	20240188799

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 12, 2017
Property Address	1027 MAIN ST, WINDERMERE, FL 34786-8730
Document Number	0000023083
Instrument Date	Jan 4, 2017
Instrument	23083
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,627 (-22.53%)	$580,690 (-0.83%) Land $295,000 Building $285,690
2025	$9,551.00 (+90.79%) Homeowner's exemption	$585,550 (+93.27%) Land $295,000 Building $290,550	$585,550 (+6.19%) Land $295,000 Building $290,550
2024	$5,006.00 (+3.49%)
2023	$4,837.00 (+3.18%) Homeowner's exemption	$302,963 (+3%)	$551,415 (+34.21%) Land $295,000 Building $256,415
2022	$4,688.00 Homeowner's exemption	$294,139	$410,850 Land $195,000 Building $215,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, T-Mobile, Verizon.

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