1028 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 1028 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,463 sqft · built 1943
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Mar 2020)
Tax Bill	$11,925 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-230-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-230-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,463 sqft Living Area
Gross Area	3,885 sqft
Basement Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1028 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE 2ND ADDN LOT 2 BLOCK 3
Legal Subdivision	LOVELLS GROVE 2ND ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6015
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1028 Douglas Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1028 DOUGLAS AVE, ELGIN, IL 60120-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage TBK BANK SSB
Feb 4, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	202012451
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	0000012451
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 10, 2020
Property Address	1028 DOUGLAS AVE, ELGIN, IL 60120-2119
Document Number	0000012451
Instrument Date	Feb 10, 2020
Instrument	2020K012451
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 DOUGLAS AVE, ELGIN, IL 60120-2119

Mortgage

Document Number	0000012452
Date	Mar 10, 2020
Instrument	2020K012452

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate	3.62%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 4, 2019
Property Address	1028 DOUGLAS AVE, ELGIN, IL 60120-2119
Document Number	0000004425
Instrument Date	Jan 25, 2019
Instrument	4425
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	927 DOUGLAS AVE ELGIN IL 601202116, ELGIN, IL 60120-2116

Mortgage

Document Number	4426
Date	Feb 4, 2019
Instrument	4426

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Douglas Ave was $11,925 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,925.00 Homeowner's exemption	$164,311 (+8.57%) Land $28,198 Building $136,113	$493,130 (+8.57%) Land $84,628 Building $408,502
2024		$151,341 Land $25,972 Building $125,369	$454,205 Land $77,947 Building $376,258
2022	$10,289.00 (+4.32%) Homeowner's exemption	$124,669 (+6.96%) Land $21,395 Building $103,274	$374,007 (+6.96%) Land $64,185 Building $309,822
2021	$9,863.00 Homeowner's exemption	$116,557 Land $20,003 Building $96,554	$349,671 Land $60,009 Building $289,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Douglas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Douglas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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