1025 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 1025 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Lot Size	0.547 acres (23,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Dec 1998)
Tax Bill	$10,706 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-231-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-231-008`

Exterior

Lot Area	23,839 sqft (0.547 acres)

Location & Zoning

Street Address	1025 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE 2ND ADDN LOTS 11 & 12 BLK 2
Legal Subdivision	LOVELLS GROVE 2ND ADDN
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6018
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 DOUGLAS AVE, ELGIN, IL 60120-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1998 · Amount on Record
Deed Sale	Dec 23, 1998 · Amount on Record
Prior Sale	Sep 28, 1998 · Amount on Record
Deed Document Number	1998119662
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1025 DOUGLAS AVE, ELGIN, IL 60120-2118
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075609
Date	Dec 7, 2020
Instrument	2020K075609

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1025 DOUGLAS AVE, ELGIN, IL 60120-2118
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021563
Date	May 29, 2019
Instrument	2019K021563

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1025 DOUGLAS AVE, ELGIN, IL 60120-2118
Document Number	0000009150
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 DOUGLAS AVE ELGIN IL 601202118, ELGIN, IL 60120-2118

Mortgage

Document Number	0000009150
Date	Feb 27, 2018
Instrument	9150

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,706.00 (+9.64%) Homeowner's exemption Senior Citizen's exemption
2024		$143,992 (+21.39%) Land $35,826 Building $108,166	$432,149 (+21.44%) Land $107,521 Building $324,628
2022	$9,765.00 (+4.35%) Homeowner's exemption	$118,616 (+6.96%) Land $29,512 Building $89,104	$355,848 (+6.96%) Land $88,536 Building $267,312
2021	$9,358.00 Homeowner's exemption	$110,898 Land $27,592 Building $83,306	$332,694 Land $82,776 Building $249,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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