1028 Clark Fork Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1028 Clark Fork Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2019
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$140,980 (Nov 2023)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`R828181`

Property Details

APN / Parcel Number

Primary APN	`R828181`
Alternative APNs	`07-4078-28-1-02-81-0000` `0000506633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000506633
Street Address	1028 CLARK FORK DR
City	KALISPELL
State	MT
Zip	59901-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 2, S28, T29 N, R21 W, LOT 7, ASSR# 0000506633
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 2
Legal Lot Number	7
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 3, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 3, 2019	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO
Nov 27, 2018	Quit Claim Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO
Jun 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	202320620
Prior Transfer Date	Nov 14, 2018
Prior Transfer Doc	0000028701
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 17, 2023
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	202300020620
Instrument Date	Nov 13, 2023
Instrument	202300020620
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Investor	Possibly a Property Investor

Mortgage

Document Number	202300020621
Date	Nov 17, 2023
Instrument	202300020621

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008651
Date	Apr 5, 2022
Instrument	202200008651

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	OLNEY, MT 59927

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018682
Date	Jul 8, 2020
Instrument	202000018682

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 3, 2019
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201900008345
Instrument Date	May 3, 2019
Instrument	201900008345
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 VALLEY ROSE LN, KALISPELL, MT 59901-9115

Mortgage

Document Number	201900008346
Date	May 3, 2019
Instrument	201900008346

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 3, 2019
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201900008319
Instrument Date	May 1, 2019
Instrument	201900008319
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 4TH ST E, KALISPELL, MT 59901-4944

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 27, 2018
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201800028701
Instrument Date	Nov 14, 2018
Instrument	201800028701
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 GALEWOOD ST STE B, B, LAKE OSWEGO, OR 97035-2609

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 30, 2017
Property Address	1028 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201700013511
Instrument Date	Jun 29, 2017
Instrument	201700013511
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CELLINI CT, LAKE OSWEGO, OR 97035-1510

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (-34.72%)	$500,600 (+30.2%)
2025			$500,600 (+30.2%) Land $95,338 Building $405,262
2023	$3,119.00	$384,500	$384,500 Land $76,054 Building $308,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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