1020 Clark Fork Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1020 Clark Fork Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 2019
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$415,600 (Jan 2022)
Tax Bill	$2,359 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R828180`

Property Details

APN / Parcel Number

Primary APN	`R828180`
Alternative APNs	`07-4078-28-1-02-80-0000` `0000506632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	660 sqft
Finished Basement	660 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000506632
Street Address	1020 CLARK FORK DR
City	KALISPELL
State	MT
Zip	59901-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 2, S28, T29 N, R21 W, LOT 6, ASSR# 0000506632
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 2
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

1020 Clark Fork Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jul 2, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB
Dec 27, 2017	Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	20221643
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692

Mortgage

Document Number	202500018348
Date	Aug 26, 2025
Instrument	202500018348

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011465
Date	Apr 2, 2021
Instrument	202100011465

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 2, 2019
Property Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201900013537
Instrument Date	Apr 2, 2019
Instrument	201900013537
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692

Mortgage

Document Number	201900013538
Date	Jul 2, 2019
Instrument	201900013538

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 27, 2017
Property Address	1020 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201700031489
Instrument Date	Dec 26, 2017
Instrument	201700031489
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MERIDIAN CT, KALISPELL, MT 59901-4207

Mortgage

Document Number	201700031490
Date	Dec 27, 2017
Instrument	201700031490

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Clark Fork Dr was $2,359, down 8% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,359.00 (-8%)	$565,600 (-)
2025	$2,564.00	$565,600	$565,600 Land $95,415 Building $470,185
2023	$3,347.00	$412,500	$412,500 Land $76,087 Building $336,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Clark Fork Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Clark Fork Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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