10276 Effen St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10276 Effen St, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1957
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$708,500 (Jan 2024)
Tax Bill	$7,957 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1077-381-66-0000`

Property Details

APN / Parcel Number

Primary APN	`1077-381-66-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	1,263 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10276 EFFEN ST
City	RANCHO CUCAMONGA
State	CA
Zip	91730-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5593 LOT 37
Legal Subdivision	TRACT NO 5593
Legal Tract	5593
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1009
Census Tract	2028

Owner

Source: San Bernardino County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 14, 2021	Grant Deed, Transfer TICOR TITLE RIVERSIDE
Jan 14, 2021	Quit Claim Deed, Transfer TICOR TITLE RIVERSIDE
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	202422144
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	0000328120
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 30, 2024
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000022144
Map Reference	MB 70 PG 98&99
Instrument Date	Jan 17, 2024
Instrument	2024-0022144
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021

Mortgage

Document Number	0000022145
Date	Jan 30, 2024
Instrument	2024-0022145

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000022146
Date	Jan 30, 2024
Instrument	2024-0022146

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 29, 2022
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000328120
Map Reference	MB 70 PG 98&99
Instrument Date	Sep 27, 2022
Instrument	2022-0328120
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 14, 2021
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000020221
Map Reference	MB 70 PG 98&99
Instrument Date	Dec 29, 2020
Instrument	2021-0020221
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 EAGLE PARK RD APT 92, 92, HACIENDA HEIGHTS, CA 91745-3136

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 14, 2021
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000020222
Instrument Date	Dec 24, 2020
Instrument	20222
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1405 EAGLE PARK RD #92 HACIENDA HEIGHTS CA 917453136, 92, HACIENDA HEIGHTS, CA 91745-3136

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000181241
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10276 EFFEN ST RANCHO CUCAMONGA CA 917303021, RANCHO CUCAMONGA, CA 91730-3021

Mortgage

Document Number	0000181241
Date	Jun 2, 2020
Instrument	181241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 22, 2017
Property Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021
Document Number	0000393071
Map Reference	MB70 PG98&99
Instrument Date	Sep 6, 2017
Instrument	2017-0393071
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10276 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3021

Mortgage

Document Number	0000393072
Date	Sep 22, 2017
Instrument	2017-0393072

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,124 (+2%) Land $184,281 Building $552,843
2025	$7,957.00 (+28.36%)	$722,671 (+28.63%) Land $180,668 Building $542,003
2023	$6,199.00 (+1.62%)	$561,816 Land $140,454 Building $421,362
2022	$6,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Inyo Networks, Verizon.

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