10259 Effen St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10259 Effen St, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1957
Lot Size	0.17 acres (7,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (May 2019)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1077-391-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1077-391-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,416 sqft (0.17 acres)
Lot Dimensions	103 ft deep x 72 ft wide
Porch	Patio/Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10259 EFFEN ST
City	RANCHO CUCAMONGA
State	CA
Zip	91730-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5592 LOT 5
Legal Subdivision	TRACT NO 5592
Legal Tract	5592
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1008
Census Tract	2028

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage ONY GLO INC
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
May 23, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Dec 31, 1996
Deed Document Number	2019167086
Prior Transfer Date	Sep 12, 2003
Prior Transfer Doc	0000742183
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022

Mortgage

Document Number	0000105404
Date	May 7, 2024
Instrument	2024-0105404

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	BAPTISTOWN, NJ 08803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022

Mortgage

Document Number	0000229109
Date	May 18, 2021
Instrument	2021-0229109

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	95707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022
Document Number	0000150561
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10259 EFFEN ST RANCHO CUCAMONGA CA 917303022, RANCHO CUCAMONGA, CA 91730-3022

Mortgage

Document Number	0000150561
Date	May 4, 2020
Instrument	150561

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2019
Property Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022
Document Number	0000167086
Map Reference	MB 69 PG 38&39
Instrument Date	May 7, 2019
Instrument	2019-0167086
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10259 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3022

Mortgage

Document Number	0000167087
Date	May 23, 2019
Instrument	2019-0167087

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,780 (+2%) Land $133,695 Building $401,085
2025	$5,844.00 (+4.99%) Homeowner's exemption	$524,295 (+4.04%) Land $131,074 Building $393,221
2023	$5,566.00 (+1.62%) Homeowner's exemption	$503,936 Land $125,984 Building $377,952
2022	$5,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Inyo Networks, Verizon.

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