10271 James River Rd, Shipman, VA 22971 Property Records

Nelson County property record for 10271 James River Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1989
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Tax Bill	$1,349 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68 A 208E`

Property Details

APN / Parcel Number

Primary APN	`68 A 208E`
Alternative APN	`05850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Porch	Slab
Porch Area	24 sqft
Deck Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	05850
Street Address	10271 JAMES RIVER RD
City	SHIPMAN
State	VA
Zip	22971-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Description	DUGGER DB 274-475
Legal Subdivision	DUGGER
Jurisdiction	NELSON VA
Township / Civil Division	SOUTH
Census Block Group	2
Census Block	2014
Census Tract	950102

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10271 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	10271 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000553
Date	Feb 28, 2020
Instrument	202000553

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	10271 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000553
Date	Feb 28, 2020
Instrument	202000553

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,349.00 (+9.85%)	$241,000 (+27.51%) Land $20,600 Building $220,400	$241,000 (+27.51%) Land $20,600 Building $220,400
2025		$189,000 (-) Land $17,000 Building $172,000	$189,000 (-) Land $17,000 Building $172,000
2023	$1,228.00	$189,000 Land $17,000 Building $172,000	$189,000 Land $17,000 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Nelson County Cablevision.

Cell Coverage

4G LTE only, no 5G reported

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