10246 James River Rd, Shipman, VA 22971 Property Records

Nelson County property record for 10246 James River Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,463 sqft · built 1993
Lot Size	46.5 acres (2,029,025 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Sep 2012)
Tax Bill	$3,222 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68 8 1A`

Property Details

APN / Parcel Number

Primary APN	`68 8 1A`
Alternative APN	`15303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,463 sqft Finished Area
Basement Area	2,439 sqft
Unfinished Basement	2,439 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,029,025 sqft (46.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Deck Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15303
Street Address	10246 JAMES RIVER RD
City	SHIPMAN
State	VA
Zip	22971-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 1 6 23-26 ALSO 69-6-7-9 10-14 16-22 DB464-110
Legal Subdivision	OLD DOMINION MAP CO
Legal Lot Number	1
Jurisdiction	NELSON VA
Township / Civil Division	SOUTH
Census Block Group	2
Census Block	2011
Census Tract	950102

Owner

10246 James River Rd is owned and occupied by an individual who bought it in September 2012.

Source: Nelson County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10246 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Aug 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2012 · Amount on File
Deed Sale	Sep 19, 2012 · Amount on File
Deed Document Number	20122816
Prior Transfer Date	Jul 22, 2009
Prior Transfer Doc	0000003036
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Recording Date	Jun 24, 2026
Property Address	10246 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Document Number	0000001346
Instrument Date	May 22, 2026
Instrument	20261346
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10246 JAMES RIVER RD, SHIPMAN, VA 22971-2556

Mortgage

Document Number	0000001346,
Date	Jun 24, 2026
Instrument	20261346

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	10246 JAMES RIVER RD, SHIPMAN, VA 22971-2556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002086
Date	Aug 6, 2020
Instrument	202002086

Lender

Name	TRUIST BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10246 James River Rd was $3,222.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,222.00	$701,900 (+25.83%) Land $168,000 Building $533,900	$701,900 (+25.83%) Land $168,000 Building $533,900
2025		$557,800 Land $129,000 Building $428,800	$557,800 Land $129,000 Building $428,800
2023	$3,017.00	$557,800 Land $129,000 Building $428,800	$557,800 Land $129,000 Building $428,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10246 James River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10246 James River Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Nelson County Cablevision.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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