1027 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1027 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 876 sqft · built 1953
Lot Size	0.295 acres (12,876 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jan 2025)
Tax Bill	$3,474 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4345-00090`

Property Details

APN / Parcel Number

Primary APN	`010-4345-00090`
Alternative APNs	`1178103` `909009`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	876 sqft Gross Area
1st Floor Area	876 sqft
Basement Area	657 sqft
Finished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,876 sqft (0.295 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1178103
Street Address	1027 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 SERIAL #
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4306 REILAND LN, SAINT PAUL, MN 55126-3129
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage AMERICAN NATIONAL BANK OF MINNESOTA
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK OF MINNESOTA
Mar 19, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Dec 8, 2010
Deed Document Number	20251086870
Prior Transfer Date	Dec 1, 2010
Prior Transfer Doc	0000893631
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1027 W ARROWHEAD RD, DULUTH, MN 55811-2211
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001047634
Date	Oct 1, 2021
Instrument	1047634

Lender

Name	AMERICAN NATIONAL BANK OF MINNESOTA
Type	Bank
Address	ALEXANDRIA, MN 56308

Agreement

Amount	Amount Recorded
Term	23 Months
Due	Sep 3, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1027 W ARROWHEAD RD, DULUTH, MN 55811-2211
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 THE NARROWS DR SW, ALEXANDRIA, MN 56308-4639

Mortgage

Document Number	0001426129
Date	Oct 1, 2021
Instrument	1426129

Lender

Name	AMERICAN NATIONAL BANK OF MINNESOTA
Type	Bank
Address	ALEXANDRIA, MN 56308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Sep 3, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1027 W ARROWHEAD RD, DULUTH, MN 55811-2211
Document Number	00T1008859
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2804 THE NARROWS DR SW ALEXANDRIA MN 563084639, ALEXANDRIA, MN 56308-4639

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,474.00 (+0.52%)
2025	$3,456.00 (+2.25%)	$287,900 (+24.42%) Land $41,100 Building $246,800	$287,900 (+24.42%) Land $41,100 Building $246,800
2024	$3,380.00	$231,400 (+12.93%) Land $38,100 Building $193,300	$231,400 (+12.93%) Land $38,100 Building $193,300
2022		$204,900 Land $44,900 Building $160,000	$204,900 Land $44,900 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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