1023 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1023 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 964 sqft · built 1953
Lot Size	0.303 acres (13,222 sqft)
Owner	Individual Name on Record
Last Sale	$140,400 (Oct 2015)
Tax Bill	$3,746 (2026)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4345-00100`

Property Details

APN / Parcel Number

Primary APN	`010-4345-00100`
Alternative APNs	`1089099` `997008`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	964 sqft Gross Area
1st Floor Area	964 sqft
Basement Area	713 sqft
Finished Basement	713 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	13,222 sqft (0.303 acres)
Garage Area	288 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	300 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	997008
Street Address	1023 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 SERIAL #
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1023 W ARROWHEAD RD, DULUTH, MN 55811-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2015 · Amount on Record
Deed Sale	Oct 12, 2015 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2015963264
Last Transfer Date	Sep 8, 2021
Transfer Doc	0001078694
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 24, 2024
Property Address	1023 W ARROWHEAD RD, DULUTH, MN 55811-2211
Document Number	0001078694
Instrument Date	Sep 8, 2021
Instrument	1078694
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 W ARROWHEAD RD, DULUTH, MN 55811-2211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 W ARROWHEAD RD, DULUTH, MN 55811-2211

Mortgage

Document Number	0001078695
Date	Apr 24, 2024
Instrument	1078695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,746.00 (+7.77%)
2025	$3,476.00 (+2.78%)	$277,500 (+9.81%) Land $41,700 Building $235,800	$277,500 (+9.81%) Land $41,700 Building $235,800
2024	$3,382.00	$252,700 (+13.52%) Land $38,700 Building $214,000	$252,700 (+13.52%) Land $38,700 Building $214,000
2022		$222,600 Land $45,500 Building $177,100	$222,600 Land $45,500 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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