1027 Searay Ct, Abingdon, MD 21009 Property Records

Harford County property record for 1027 Searay Ct, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 2001
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2022)
Tax Bill	$3,635 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-316478`

Property Details

APN / Parcel Number

Primary APN	`01-316478`
Alternative APNs	`1316478` `316478`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,880 sqft (0.135 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	316478
Street Address	1027 SEARAY CT
City	ABINGDON
State	MD
Zip	21009-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 89 5880 SF 1027 SEARAY COURT LONG BAR HAR S5 P 94/85
Legal Subdivision	LONG BAR HARBOR
Legal Lot Number	89
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1005
Census Tract	301707

Owner

1027 Searay Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Harford County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1027 SEARAY CT, ABINGDON, MD 21009-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Aug 26, 2010 · Amount on File
Deed Book / Page	15528 / 440
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0088470162
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 25, 2022
Property Address	1027 SEARAY CT, ABINGDON, MD 21009-1016
Document Number	0155280440
Book / Page	15528 / 440
Map Reference	MV GH I94F 85
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1027 SEARAY CT, ABINGDON, MD 21009-1016

Mortgage

Document Number	0155280445
Date	May 25, 2022
Instrument	15528-0445

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1027 Searay Ct was $3,635, up 13.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,635.00 (+13.24%)	$333,600 (+6.22%) Land $85,000 Building $248,600	$333,600 (-) Land $85,000 Building $248,600
2025	$3,210.00	$314,067	$333,600 Land $85,000 Building $248,600
2023		$275,000 Land $85,000 Building $190,000	$275,000 Land $85,000 Building $190,000
2022	$2,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Searay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Searay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20