1024 Searay Ct, Abingdon, MD 21009 Property Records

Harford County property record for 1024 Searay Ct, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,664 sqft · built 2001
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$181,398 (Mar 2002)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-316192`

Property Details

APN / Parcel Number

Primary APN	`01-316192`
Alternative APNs	`1316192` `316192`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	316192
Street Address	1024 SEARAY CT
City	ABINGDON
State	MD
Zip	21009-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 64 5619 SF 1024 SEARAY COURT LONG BAR HAR S5 P 94/85
Legal Subdivision	LONG BAR HARBOR
Legal Lot Number	64
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1005
Census Tract	301707

Owner

1024 Searay Ct is owned and occupied by two individuals who bought it in March 2002.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1024 SEARAY CT, ABINGDON, MD 21009-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2002 · Amount on File
Deed Sale	Mar 29, 2002 · Amount on File
Prior Sale	Sep 26, 2001 · Amount on File
Deed Document Number	20022691
Deed Book / Page	3918 / 306
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1024 SEARAY CT, ABINGDON, MD 21009-1009
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 SEARAY CT, ABINGDON, MD 21009-1009

Mortgage

Document Number	0169450148
Date	Dec 30, 2025
Book Page	16945/148

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 1024 Searay Ct was $3,574 with a homeowner's exemption, up 14.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00 (+14.88%) Homeowner's exemption	$328,000 (+6.1%) Land $85,000 Building $243,000	$328,000 (-) Land $85,000 Building $243,000
2025	$3,111.00 Homeowner's exemption	$309,133	$328,000 Land $85,000 Building $243,000
2023		$271,400 Land $85,000 Building $186,400	$271,400 Land $85,000 Building $186,400
2022	$2,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Searay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Searay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20