St. Clair County property record for 1027 River Rd, Saint Clair, MI 48079 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1950 |
| Square Footage | 494 sqft Living Area |
| Lot Size | 6,011 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2025) |
| Tax Bill | $2,955.00 (2025) |
| Primary APN | 74-30-650-0004-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 494 sqft Living Area |
| 1st Floor | 494 sqft 1st Floor |
| Basement Area | 494 sqft Basement |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch Style |
| Lot Area | 6,011 sqft (0.138 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Garage Area | 196 sqft Garage |
| Total Buildings | 3 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1027 RIVER RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-2801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 STEPHENSON RIVER SUBDIVISION T5NR17E |
| Legal Subdivision | STEPHENSON RIVER SUBDIVISION |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-650-0004-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4509 WILDCAT CIR, ANTIOCH, CA 94531-7149 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Oct 01, 2025 | Quit Claim Deed, Transfer ESTATES TITLE AGENCY |
| Jan 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE |
| Jan 30, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MICHIGAN MUTUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2024 · Amount on Record |
| Deed Doc Number | 202519810 |
| Deed Book / Page | 5862 / 79 |
| Prior Transfer Date | Sep 04, 2025 |
| Prior Transfer Doc | 0005856767 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 17, 2025 |
| Property Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Document Number | 0000586279 |
| Book / Page | 5862 / 79 |
| Map Reference | LB 54 PG 31 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025019810 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 911 N MARTHA ST, DEARBORN, MI 48128-1891 |
| Name | Verified Name |
|---|---|
| Address | 4509 WILDCAT CIR, ANTIOCH, CA 94531-7149 |
| Document Number | 0005856450 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 5856/450 |
| Instrument | 2025018582 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | 14801 QUORUM DR STE 300, DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 01, 2025 |
| Property Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Document Number | 0005856767 |
| Book / Page | 5856 / 767 |
| Map Reference | LB 54 PG 31 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025018642 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ESTATES TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8184 W PARKWAY ST, DETROIT, MI 48239-4202 |
| Name | Verified Name |
|---|---|
| Address | 911 N MARTHA ST, DEARBORN, MI 48128-1891 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 31, 2024 |
| Property Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Document Number | 0005687730 |
| Book / Page | 5687 / 730 |
| Map Reference | LB 54 PG 31 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024001809 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Name | Verified Name |
|---|---|
| Address | 13707 HILL TOP DR W, PLYMOUTH, MI 48170-5370 |
| Document Number | 2024001331 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024001331 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Number | 0005685677 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 5685/677 |
| Instrument | 2024001331 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 30200 TELEGRAPH RD STE 105, BINGHAM FARMS, MI 48025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0049590646 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 4959/646 |
| Instrument | 2018014213 |
| Name | AMERIHOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 30, 2017 |
| Property Address | 1027 RIVER RD, SAINT CLAIR, MI 48079-2801 |
| Document Number | 0047950343 |
| Book / Page | 004795 / 000343 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 RIVER RD MARYSVILLE MI 480401961, MARYSVILLE, MI 48040-1961 |
| Document Number | 47950347 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 004795/000347 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,955.00 (-15.88%) Homeowner's exemption | $173,100 (+26.26%) | |
| 2024 | $3,513.00 (-36.54%) | $346,200 (+26.26%) | |
| 2023 | $137,100 | ||
| 2022 | $5,536.00 | $274,200 |
1027 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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