1001 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1001 River Rd, Saint Clair, MI 48079 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,095 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Sep 2017)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-30-650-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-650-0008-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,095 sqft Living Area
1st Floor Area	826 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	105 ft deep x 83 ft wide
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1001 RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 STEPHENSON RIVER SUBD & THAT PART OF FRAC SEC 18 LYING NLY OF SAID LOT 8 & ELY OF W LINE EXTD NLY OWNED & OCC AS 1 PARCEL
Legal Subdivision	STEPHENSON RIVER SUBD
Legal Lot Number	8
Legal Unit	8,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640100

Owner

Source: St. Clair County records · APN 74-30-650-0008-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1001 RIVER RD, SAINT CLAIR, MI 48079-2801
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	201721955
Last Transfer Date	Feb 26, 2021
Transfer Doc	0053330311
Record Updated	Jun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 11, 2021
Property Address	1001 RIVER RD, SAINT CLAIR, MI 48079-2801
Document Number	0005333311
Book / Page	5333 / 311
Map Reference	LB 54 PG 31
Instrument Date	Feb 26, 2021
Instrument	2021007204
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4052 ASH TREE LN, HOWELL, MI 48843-8063

Mortgage

Document Number	2021007205
Date	Mar 11, 2021
Instrument	2021007205

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1001 RIVER RD, SAINT CLAIR, MI 48079-2801
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051720024
Date	Apr 13, 2020
Book Page	5172/24
Instrument	2020008255

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2017
Property Address	1001 RIVER RD, SAINT CLAIR, MI 48079-2801
Document Number	0048690104
Book / Page	004869 / 000104
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Oct 05, 2017
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 RIVER RD ST CLAIR MI 480792801, ST CLAIR, MI 48079-2801

Mortgage

Document Number	48690106
Date	Sep 14, 2017
Book Page	004869/000106

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	CLEVELAND, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (-29.23%) Homeowner's exemption	$250,500 (+26.64%)
2024	$4,937.00 (+5.69%)		$501,000 (+26.64%)
2023		$197,800
2022	$4,671.00		$395,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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