St. Charles County property record for 1027 Perry St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 916 sqft · built 1953 |
| Lot Size | 0.183 acres (7,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,000 (Apr 2019) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069430A000 |
| Primary APN | 069430A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 916 sqft |
| Basement Area | 916 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Metal/Steel |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,973 sqft (0.183 acres) |
| Lot Dimensions | 119 ft deep x 67 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 069430A000 |
|---|---|
| Street Address | 1027 PERRY ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MORNINGSIDE ADDN BLK 5 LOTS 9-10 & W 5LOT 8 & E 2-5LOT 11 |
| Legal Subdivision | MORNINGSIDE ADDN |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 310501 |
Source: St. Charles County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · VA Mortgage GERSHMAN INV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Jun 12, 2017 |
| Deed Document Number | 2019160510 |
| Deed Book / Page | 7057 / 932 |
| Prior Transfer Date | Jun 14, 2018 |
| Prior Transfer Doc | 0069342415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 29, 2026 |
| Property Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Document Number | 0000046388 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202646388 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Document Number | 0000046388, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202646388 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Document Number | 0000052831 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021R-052831 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 10, 2019 |
| Property Address | 1027 PERRY ST, SAINT CHARLES, MO 63301-2949 |
| Document Number | 0070570932 |
| Book / Page | 007057 / 000932 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 160510 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1027 PERRY ST ST CHARLES MO 633012949, ST CHARLES, MO 63301-2949 |
| Document Number | 70570934 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 007057/000934 |
| Instrument | 160520 |
| Name | GERSHMAN INV |
|---|---|
| Type | MERS |
| Address | LAKEWOOD, NJ 08701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,018 (-) | $168,513 (-) Land $46,668 Building $121,845 | |
| 2025 | $2,019.00 (+8.43%) | $32,018 (+11.2%) | $168,513 (+11.2%) Land $46,668 Building $121,845 |
| 2024 | $1,862.00 (+8.26%) | ||
| 2023 | $28,793 (+15.99%) | ||
| 2022 | $1,720.00 | $24,823 | $151,543 (+16%) Land $35,001 Building $116,542 |
| 2021 | $130,645 Land $36,429 Building $94,216 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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