St. Charles County property record for 1016 Perry St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,198 sqft · built 1951 |
| Lot Size | 0.126 acres (5,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,600 (Nov 2024) |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069330A000 |
| Primary APN | 069330A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 358 sqft |
| Unfinished Basement | 362 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,474 sqft (0.126 acres) |
| Lot Dimensions | 119 ft deep x 46 ft wide |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Sewer | Connected |
| Account Number | 069330A000 |
|---|---|
| Street Address | 1016 PERRY ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MORNINGSIDE ADDN BLK 4 E 28-66LOT 33 & W 17LOT 34 |
| Legal Subdivision | MORNINGSIDE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 310501 |
1016 Perry St is owned and occupied by an individual who bought it in November 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage ACCESS CAP FNDG |
| Nov 26, 2019 | Warranty Deed, Transfer · FHA Mortgage ACCESS CAPITAL FUNDING LLC |
| Jun 19, 2018 | Warranty Deed, Transfer BANK OF OLD MONROE |
| May 21, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | Nov 26, 2019 · Amount on File |
| Deed Document Number | 202446844 |
| Prior Transfer Date | Oct 15, 2024 |
| Prior Transfer Doc | 0000046845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 0000077642 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Name | Verified Name |
|---|---|
| Address | 1016 PERRY ST ST CHARLES MO 633012950, ST CHARLES, MO 63301-2950 |
| Document Number | 0000077642 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 77642 |
| Name | ACCESS CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 26, 2019 |
| Property Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 0071882238 |
| Book / Page | 7188 / 2238 |
| Map Reference | MB 3 PG 103 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 20191126000678970 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1765 BARBARA DR, 1765, SAINT CHARLES, MO 63303-4003 |
| Name | Verified Name |
|---|---|
| Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 20191126000678980 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 20191126000678980 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 19, 2018 |
| Property Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 0069360090 |
| Book / Page | 006936 / 000090 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 342180 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 PERRY ST ST CHARLES MO 633012950, ST CHARLES, MO 63301-2950 |
| Document Number | 69360092 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 006936/000092 |
| Instrument | 342190 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 21, 2018 |
| Property Address | 1016 PERRY ST, SAINT CHARLES, MO 63301-2950 |
| Document Number | 0069212128 |
| Book / Page | 006921 / 002128 |
| Instrument Date | May 17, 2018 |
| Instrument | 279770 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2211 1ST CAPITOL DR ST CHARLES MO 633015805, ST CHARLES, MO 63301-5805 |
The 2025 property tax bill for 1016 Perry St was $1,880.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,768 (-) | $156,671 (-) Land $46,668 Building $110,003 | |
| 2025 | $1,880.00 | $29,768 | $156,671 Land $46,668 Building $110,003 |
| 2023 | $26,713 | ||
| 2022 | $140,596 Land $35,001 Building $105,595 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1016 Perry St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1016 Perry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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