1027 Hubbard Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1027 Hubbard Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 950 sqft · built 1955
Lot Size	0.151 acres (6,566 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Jan 2023)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-33-0010`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-33-0010`
Alternative APNs	`8127193` `150716`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,566 sqft (0.151 acres)
Lot Dimensions	134 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	150716
Street Address	1027 HUBBARD AVE
City	SAINT PAUL
State	MN
Zip	55104-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERS ADDITION TO,ST. PAUL SUBJ TO ESMT THE E 1/2 OF LOT 13 AND EX E 1O FT LOT 12 BLK 18
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WINTERS ADDITION TO,ST. PAUL
Legal Block	18
Legal Lot Number	13,12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	32400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, FLEX TITLE COMPNAY LLC
Jan 12, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Jan 15, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Apr 11, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	20234977982
Prior Transfer Date	Jan 11, 2023
Prior Transfer Doc	0004977982
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jan 19, 2023
Property Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Document Number	0A04977982
Instrument Date	Jan 11, 2023
Instrument	A04977982
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	NOT AVAILABLE, FLEX TITLE COMPNAY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 12, 2023
Property Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Document Number	0A04977289
Instrument Date	Jan 11, 2023
Instrument	A04977289
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505

Mortgage

Document Number	0A04977290
Date	Jan 12, 2023
Instrument	A04977290

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Document Number	0004829746
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 HUBBARD AVE ST PAUL MN 551041505, ST PAUL, MN 55104-1505

Mortgage

Document Number	0004829746
Date	Aug 28, 2020
Instrument	4829746

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 15, 2019
Property Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Document Number	0004742775
Instrument Date	Dec 17, 2018
Instrument	4742775
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$681.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 HUBBARD AVE ST PAUL MN 551041505, ST PAUL, MN 55104-1505

Mortgage

Document Number	4742776
Date	Jan 15, 2019
Instrument	4742776

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2017
Property Address	1027 HUBBARD AVE, SAINT PAUL, MN 55104-1505
Document Number	0004654156
Instrument Date	Apr 3, 2017
Instrument	4654156
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 HUBBARD AVE ST PAUL MN 551041505, ST PAUL, MN 55104-1505

Mortgage

Document Number	4654157
Date	Apr 11, 2017
Instrument	4654157

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,900 (+3.8%) Land $25,000 Building $239,900	$264,900 (+3.8%) Land $25,000 Building $239,900
2025	$4,310.00 (+3.36%) Homeowner's exemption	$255,200 (+1.47%) Land $25,000 Building $230,200	$255,200 (+1.47%) Land $25,000 Building $230,200
2024	$4,170.00 (+7.47%)
2023	$3,880.00 Homeowner's exemption	$251,500 Land $20,000 Building $231,500	$251,500 Land $20,000 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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