Ramsey County property record for 1020 Hubbard Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1954 |
| Lot Size | 0.148 acres (6,432 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Nov 2021) |
| Tax Bill | $3,272 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-23-33-0030 |
| Primary APN | 26-29-23-33-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 190 sqft |
| Finished Basement | 190 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 6,432 sqft (0.148 acres) |
| Lot Dimensions | 134 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 322034 |
|---|---|
| Street Address | 1020 HUBBARD AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERS ADDITION TO,ST. PAUL SUBJ TO ALLEY THE E 1/2 OF LOT 2O AND W 3O 22/1OO FT OF LOT 21 BLK 17 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 26 |
| Legal Subdivision | WINTERS ADDITION TO,ST. PAUL |
| Legal Block | 17 |
| Legal Lot Number | 2O,2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32400 |
1020 Hubbard Ave is owned and occupied by an individual who bought it in November 2021.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 HUBBARD AVE, SAINT PAUL, MN 55104-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Prior Sale | Jul 25, 2012 · Amount on File |
| Deed Document Number | 20214920634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 23, 2021 |
| Property Address | 1020 HUBBARD AVE, SAINT PAUL, MN 55104-1506 |
| Document Number | 0A04920634 |
| Instrument Date | Oct 29, 2021 |
| Instrument | A04920634 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 HUBBARD AVE, SAINT PAUL, MN 55104-1506 |
| Investor | Possibly a Property Investor |
| Document Number | 0A04920635 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | A04920635 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1020 Hubbard Ave was $3,272 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,900 Land $25,000 Building $194,900 | $219,900 Land $25,000 Building $194,900 | |
| 2025 | $3,272.00 | ||
| 2023 | $3,392.00 Homeowner's exemption | $218,500 Land $20,000 Building $198,500 | $218,500 Land $20,000 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Hubbard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 Hubbard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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