1027 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 1027 Frederick St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1950
Lot Size	0.415 acres (18,080 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jul 2017)
Tax Bill	$777 (2024)
Deeds & Mortgages	Mar 2023 Sale Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-009064`

Property Details

APN / Parcel Number

Primary APN	`23-009064`
Alternative APN	`009064`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Total Area
Attic	Attic
Attic Area	275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,080 sqft (0.415 acres)
Lot Dimensions	452 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009064
Street Address	1027 FREDERICK ST
City	CUMBERLAND
State	MD
Zip	21502-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1027 FREDERICK ST PT LOT 31 40X452
Legal Subdivision	TWIGG ADD
Legal Lot Number	31
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	2
Census Block	2024
Census Tract	2300

Owner

1027 Frederick St is owned and occupied by two individuals who bought it in July 2017.

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1027 FREDERICK ST, CUMBERLAND, MD 21502-1253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer
Jul 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20172313-151
Deed Book / Page	2313 / 151
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 2, 2023
Property Address	1027 FREDERICK ST, CUMBERLAND, MD 21502-1253
Document Number	002861-0017
Book / Page	2861 / 17
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 FREDERICK ST, CUMBERLAND, MD 21502-1253

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 14, 2017
Property Address	1027 FREDERICK ST, CUMBERLAND, MD 21502-1253
Document Number	0023130151
Book / Page	002313 / 000151
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$532.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 FREDERICK ST CUMBERLAND MD 215021253, CUMBERLAND, MD 21502-1253

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,300 Land $13,500 Building $86,800	$100,300 Land $13,500 Building $86,800
2024	$777.00 (+5.28%)
2023	$738.00 Homeowner's exemption	$79,400 Land $13,500 Building $65,900	$79,400 Land $13,500 Building $65,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Frederick St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, Verizon.

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