1019 Frederick St, Cumberland, MD 21502 Property Records

Allegany County property record for 1019 Frederick St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 720 sqft · built 1949
Lot Size	0.51 acres (22,200 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Dec 2017)
Tax Bill	$737 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-007053`

Property Details

APN / Parcel Number

Primary APN	`23-007053`
Alternative APN	`007053`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	720 sqft Total Area
Attic	Attic
Attic Area	100 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	22,200 sqft (0.51 acres)
Lot Dimensions	443 ft deep x 50 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007053
Street Address	1019 FREDERICK ST
City	CUMBERLAND
State	MD
Zip	21502-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1019 FREDERICK ST LOT 25 50X443 TWIGGS ADDN 445
Legal Subdivision	TWIGGS ADD
Legal Lot Number	25
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	2
Census Block	2024
Census Tract	2300

Owner

1019 Frederick St is owned and occupied by an individual who bought it in December 2017.

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1019 FREDERICK ST, CUMBERLAND, MD 21502-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Grant Deed, Transfer C&F MTG
Sep 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Mar 13, 2006 · Amount on File
Deed Document Number	20172350-198
Deed Book / Page	2350 / 198
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	001254-0131
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 28, 2017
Property Address	1019 FREDERICK ST, CUMBERLAND, MD 21502-1253
Document Number	0023500198
Book / Page	002350 / 000198
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 FREDERICK ST CUMBERLAND MD 215021253, CUMBERLAND, MD 21502-1253

Mortgage

Document Number	23500203
Date	Dec 28, 2017
Book Page	002350/000203

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 29, 2017
Property Address	1019 FREDERICK ST, CUMBERLAND, MD 21502-1253
Document Number	0023290033
Book / Page	002329 / 000033
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 FREDERICK ST CUMBERLAND MD 215021253, CUMBERLAND, MD 21502-1253

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Frederick St was $737.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+7.12%) Land $14,500 Building $71,700	$86,200 (-) Land $14,500 Building $71,700
2025	$737.00	$80,467	$86,200 Land $14,500 Building $71,700
2023	$641.00	$69,000 Land $14,500 Building $54,500	$69,000 Land $14,500 Building $54,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Frederick St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, Verizon.

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