1027 Banklick St, Covington, KY 41011 Property Records

Kenton County property record for 1027 Banklick St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,042 sqft · built 1900
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2023)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-26-011.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-26-011.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,042 sqft Finished Area
Gross Area	1,204 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1027 BANKLICK ST
City	COVINGTON
State	KY
Zip	41011-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24X100 PT LOT 491 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	491
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1027 Banklick St is owned and occupied by two individuals who bought it in July 2023.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1027 BANKLICK ST, COVINGTON, KY 41011-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 17, 2023	Quit Claim Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC
Nov 1, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	2023245
Deed Book / Page	234 / 662
Prior Transfer Date	Mar 16, 2023
Prior Transfer Doc	0005900089
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 10, 2023
Property Address	1027 BANKLICK ST, COVINGTON, KY 41011-3072
Document Number	0005900245
Book / Page	KC 234 / 662
Instrument Date	Jul 7, 2023
Instrument	23071005900245
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2615 EASTERN AVE, COVINGTON, KY 41014-1737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 BANKLICK ST, COVINGTON, KY 41011-3072

Mortgage

Document Number	0005900246
Date	Jul 10, 2023
Book Page	KCM 474/779
Instrument	23071005900246

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2063

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2023
Property Address	1027 BANKLICK ST, COVINGTON, KY 41011-3072
Document Number	0005900089
Book / Page	KC 218 / 281
Instrument Date	Mar 16, 2023
Instrument	23031705900089
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E 39TH ST, COVINGTON, KY 41015-1552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 EASTERN AVE, COVINGTON, KY 41014-1737

Mortgage

Document Number	0005900090
Date	Mar 17, 2023
Book Page	KCM 447/157
Instrument	23031705900090

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2024

November 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Nov 1, 2022
Property Address	1027 BANKLICK ST, COVINGTON, KY 41011-3072
Document Number	0005900152
Book / Page	198 / 284
Instrument Date	Oct 17, 2022
Instrument	22110105900152
Transaction Type	Foreclosure
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE, 230, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	302 E 39TH ST, COVINGTON, KY 41015-1552

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Banklick St was $2,120.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (-) Land $10,000 Building $150,000	$160,000 (-) Land $10,000 Building $150,000
2025	$2,120.00	$160,000 Land $5,000 Building $155,000	$160,000 Land $5,000 Building $155,000
2023	$559.00 (+5.87%)	$42,000 (+5%) Land $5,000 Building $37,000	$42,000 (+5%) Land $5,000 Building $37,000
2022	$528.00	$40,000 Land $5,000 Building $35,000	$40,000 Land $5,000 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1027 Banklick St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Banklick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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