1023 Banklick St, Covington, KY 41011 Property Records

Kenton County property record for 1023 Banklick St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 1890
Lot Size	0.048 acres (2,070 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 2009)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	May 2021 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-22-26-009.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-26-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,072 sqft Finished Area
Gross Area	1,238 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,070 sqft (0.048 acres)
Lot Dimensions	100 ft deep x 20.7 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1023 BANKLICK ST
City	COVINGTON
State	KY
Zip	41011-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 492 BAP ST 20 2,3X100' WS BANKLICK 20' S ROBBINS
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	492
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1023 Banklick St is owned by an individual who acquired it in May 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	400 CROSS ROADS BLVD, NEWPORT, KY 41076-2341
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Intrafamily Transfer, Transfer
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CINCO FAM FIN'L CTR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2009 · Amount on File
Deed Sale	Jul 8, 2009 · Amount on File
Prior Sale	Jan 23, 2009 · Amount on File
Deed Document Number	200907 08 059 00099
Deed Book / Page	4064 / 336
Last Transfer Date	May 14, 2021
Transfer Doc	0005900206
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 25, 2021
Property Address	1023 BANKLICK ST, COVINGTON, KY 41011-3072
Document Number	0005900206
Book / Page	92 / 526
Instrument Date	May 14, 2021
Instrument	21052505900206
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3935 DEERWALK CT, COVINGTON, KY 41018-3889

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1023 BANKLICK ST, COVINGTON, KY 41011-3072
Document Number	0000000116
Book / Page	0C6156 / 000180
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 BANKLICK ST COVINGTON KY 410113072, COVINGTON, KY 41011-3072

Mortgage

Document Number	0000000116
Date	May 11, 2017
Book Page	0C6156/000180
Instrument	116

Lender

Name	CINCO FAM FIN'L CTR CU
Type	Credit Union
Address	CINCINNATI, OH 45219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Banklick St was $1,258.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,200 (+9.68%) Land $10,000 Building $94,200	$104,200 (+9.68%) Land $10,000 Building $94,200
2025	$1,258.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000
2023	$1,265.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Banklick St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Banklick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Banklick St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures