1027 Armstrong Way, Galt, CA 95632 Property Records

Sacramento County property record for 1027 Armstrong Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,428 sqft · built 2002
Lot Size	0.167 acres (7,286 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Mar 2012)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0890-019-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0890-019-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,020 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,286 sqft (0.167 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1027 ARMSTRONG WAY
City	GALT
State	CA
Zip	95632-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 389
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	389
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9409

Owner

1027 Armstrong Way is owned and occupied by two individuals who acquired it in February 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT PTRS GRP
Dec 9, 2017	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS #3 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2012 · Amount on File
Deed Sale	Mar 30, 2012 · Amount on File
Prior Sale	Jan 26, 2012 · Amount on File
Deed Book / Page	20120330 / 2082
Last Transfer Date	Feb 3, 2021
Transfer Doc	2090000000285
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000837
Date	Oct 6, 2025
Instrument	202510060837

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000097
Date	Sep 16, 2024
Instrument	202409160097

Lender

Name	BANNER BANK
Type	Bank
Address	GALT, CA 95632

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 9, 2021
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	0000000285
Map Reference	MB 284 PG 4
Instrument Date	Feb 3, 2021
Instrument	202102090285
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000286
Date	Feb 9, 2021
Instrument	202102090286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	2004071176
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	2004071176
Date	Apr 7, 2020
Instrument	2004071176

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	1903290935
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	1903290935
Date	Mar 29, 2019
Instrument	1903290935

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1027 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	1712151535
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	1712151535
Date	Dec 15, 2017
Instrument	1712151535

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Armstrong Way was $3,905 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,784 (+2%) Land $51,239 Building $292,545
2025	$3,905.00 (+4.38%) Homeowner's exemption	$337,044 Land $50,235 Building $286,809
2024	$3,741.00 (-5.07%)
2023	$3,941.00 (+3.85%) Homeowner's exemption	$323,958 Land $48,285 Building $275,673
2022	$3,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1027 Armstrong Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1027 Armstrong Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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