1015 Armstrong Way, Galt, CA 95632 Property Records

Sacramento County property record for 1015 Armstrong Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 2002
Lot Size	0.168 acres (7,311 sqft)
Owner	2 Individual Names on File
Last Sale	$596,000 (Jun 2025)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0890-022-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0890-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,311 sqft (0.168 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	24,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1015 ARMSTRONG WAY
City	GALT
State	CA
Zip	95632-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 392
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	392
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9409

Owner

1015 Armstrong Way is owned and occupied by two individuals who bought it in June 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 12, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Feb 6, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Feb 6, 2018 · Amount on File
Deed Book / Page	20250603 / 29
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000659
Date	Dec 1, 2025
Instrument	202512010659

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000158
Date	Feb 2, 2026
Instrument	202602020158

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2022
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	0000000624
Map Reference	MB 284 MAP 4
Instrument Date	May 2, 2022
Instrument	2022051200624
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469

Mortgage

Document Number	0000000625
Date	May 12, 2022
Instrument	2022051200625

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	2006101455
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	2006101455
Date	Jun 10, 2020
Instrument	2006101455

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	1910090837
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	1910090837
Date	Oct 9, 2019
Instrument	1910090837

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2018
Property Address	1015 ARMSTRONG WAY, GALT, CA 95632-3469
Document Number	1802061310
Instrument Date	Jan 31, 2018
Instrument	1802061310
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 ARMSTRONG WAY GALT CA 956323469, GALT, CA 95632-3469

Mortgage

Document Number	1802061311
Date	Feb 6, 2018
Instrument	1802061311

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1015 Armstrong Way was $7,736, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$338,359 (-48.99%) Land $111,729 Building $226,630
2025	$7,736.00 (+4.41%)	$663,254 Land $159,181 Building $504,073
2024	$7,409.00 (-0.8%)
2023	$7,469.00 (+47.61%)	$637,500 Land $153,000 Building $484,500
2022	$5,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1015 Armstrong Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 Armstrong Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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