Cherokee County property record for 1027 1st Ave W, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,253 sqft · built 1974 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,060 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-004-042.000 |
| Primary APN | 13-14-05-21-1-004-042.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,253 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Upper Floors Area | 653 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 69 sqft |
| Utility Building | 68 sqft |
| Account Number | 28538 |
|---|---|
| Street Address | 1027 1ST AVE W |
| City | CENTRE |
| State | AL |
| Zip | 35960-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29, BLK E, WEST HILLS S/D, PB 6/63 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | WEST HILLS-REV PT SO OF HWY-WA |
| Legal Block | E |
| Legal Lot Number | 29 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 955900 |
1027 1st Ave W is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 1ST AVE W, CENTRE, AL 35960-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1027 1ST AVE W, CENTRE, AL 35960-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000208314 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 208314 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 1.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
The 2026 property tax bill for 1027 1st Ave W was $1,060 with a homeowner's exemption, up 7.3% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,060.00 (+7.29%) | ||
| 2025 | $988.00 Homeowner's exemption | $22,160 (-) Land $440 Building $21,720 | $221,600 (-) Land $4,400 Building $217,200 |
| 2024 | $988.00 Additional exemption filed | $22,160 (-) Land $440 Building $21,720 | $221,600 (-) Land $4,400 Building $217,200 |
| 2023 | $988.00 Homeowner's exemption | $22,160 (-) | $221,600 (-) Land $4,400 Building $217,200 |
| 2022 | $988.00 Homeowner's exemption | $22,160 Land $440 Building $21,720 | $221,600 Land $4,400 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1027 1st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 1st Ave W is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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