Cherokee County property record for 1021 1st Ave W, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,350 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Nov 2018) |
| Tax Bill | $811 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-004-024.000 |
| Primary APN | 13-14-05-21-1-004-024.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
| Porch Area | 136 sqft |
| Utility Building | 80 sqft |
| Account Number | 206663 |
|---|---|
| Street Address | 1021 1ST AVE W |
| City | CENTRE |
| State | AL |
| Zip | 35960-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21, BLK E, WEST HILLS SD PB 6 PG 63 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | WEST HILLS-REV PT SO OF HWY-WA |
| Legal Block | E |
| Legal Lot Number | 21 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 955900 |
1021 1st Ave W is owned and occupied by an individual who bought it in November 2018.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 1ST AVE W, CENTRE, AL 35960-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage RURAL HOUSING SERVICE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on File |
| Deed Sale | Nov 19, 2018 · Amount on File |
| Prior Sale | Feb 13, 2017 · Amount on File |
| Deed Document Number | 2018205264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1021 1ST AVE W, CENTRE, AL 35960-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000205265 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 205265 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Nov 19, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Nov 19, 2018 |
| Property Address | 1021 1ST AVE W, CENTRE, AL 35960-1705 |
| Document Number | 205264 |
| Map Reference | PB 6 PG 63 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 205264 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1057 COUNTY ROAD 144, 1057, GAYLESVILLE, AL 35973-4218 |
| Name | Verified Name |
|---|---|
| Address | 1021 1ST AVE W, CENTRE, AL 35960-1705 |
| Document Number | 205265 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 205265 |
| Name | RURAL HOUSING SERVICE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Nov 19, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1021 1st Ave W was $811, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811.00 (+6.99%) | ||
| 2025 | $758.00 | $16,140 (-) Land $520 Building $15,620 | $80,700 (-) Land $2,600 Building $78,100 |
| 2024 | $758.00 | $16,140 (-) Land $520 Building $15,620 | $80,700 (-) Land $2,600 Building $78,100 |
| 2023 | $758.00 | $16,140 (-) | $80,700 (-) Land $2,600 Building $78,100 |
| 2022 | $758.00 | $16,140 Land $520 Building $15,620 | $80,700 Land $2,600 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1021 1st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 1st Ave W is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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