10266 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10266 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,760 sqft · built 1999
Lot Size	7.18 acres (312,761 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 1999)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Jul 2021 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-H-1-1`

Property Details

APN / Parcel Number

Primary APN	`20-H-1-1`
Alternative APN	`16834`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	312,761 sqft (7.18 acres)
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16834
Street Address	10266 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 1A-R PLAT CAB 6/161
Legal Lot Number	1A
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1004
Census Tract	930101

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10266 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1999 · Amount on Record
Deed Sale	May 25, 1999 · Amount on Record
Prior Sale	Feb 5, 1999 · Amount on Record
Deed Book / Page	706 / 232
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10266 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3054
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006016
Date	Jul 2, 2021
Instrument	210006016

Lender

Name	JFQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.94%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10266 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3054
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003128
Date	May 4, 2022
Instrument	220003128

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Recording Date	Apr 21, 2026
Property Address	10266 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3054
Document Number	0000001985
Instrument Date	Apr 16, 2026
Instrument	20261985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10266 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3054

Mortgage

Document Number	0000001985,
Date	Apr 21, 2026
Instrument	20261985

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00	$456,300 (+12.25%) Land $167,500 Building $288,800	$456,300 (+12.25%) Land $167,500 Building $288,800
2024	$1,962.00 (+4.98%)
2023	$1,869.00	$406,500 Land $131,400 Building $275,100	$406,500 Land $131,400 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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