10233 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10233 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,872 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2009)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-17-C`

Property Details

APN / Parcel Number

Primary APN	`20-17-C`
Alternative APN	`20254`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,872 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20254
Street Address	10233 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	EGGBORNSVILLE PARCEL B PLAT CAB 7/540-543
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1005
Census Tract	930101

Owner

10233 Settle School Rd is owned and occupied by an individual who bought it in July 2009.

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOVEREIGN LENDING GROUP INC
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 26, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2009 · Amount on File
Deed Sale	Jul 30, 2009 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Book / Page	900 / 4579
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008552
Date	Sep 28, 2021
Instrument	210008552

Lender

Name	SOVEREIGN LENDING GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064

Mortgage

Document Number	0250004457
Date	Sep 23, 2025
Instrument	250004457

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004669
Date	Sep 7, 2018
Instrument	180004669

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10233 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3064
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	COMMONWEALTH USA STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001194
Date	Feb 26, 2020
Instrument	200001194

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10233 Settle School Rd was $2,439.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00	$567,300 Land $149,000 Building $418,300	$567,300 Land $149,000 Building $418,300
2024	$2,439.00 (+1.04%)
2023	$2,414.00	$524,900 Land $119,000 Building $405,900	$524,900 Land $119,000 Building $405,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10233 Settle School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10233 Settle School Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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