St. Joseph County property record for 10266 S Cedar Lake Dr, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,308 sqft · built 1997 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,783 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-05-28-207-006.000-011 |
| Primary APN | 71-05-28-207-006.000-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| Basement Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0061022029352 |
|---|---|
| Street Address | 10266 S CEDAR LAKE DR |
| City | GRANGER |
| State | IN |
| Zip | 46530-5837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST POINTE ESTATES SECTION TWO LOT 40 |
| Legal Subdivision | EAST POINTE ESTATES |
| Legal Lot Number | 40 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11405 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10266 S CEDAR LAKE DR, GRANGER, IN 46530-5837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2014 |
| Deed Sale | Nov 24, 2014 |
| Deed Document Number | 0001429525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 10266 S CEDAR LAKE DR, GRANGER, IN 46530-5837 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002019776 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2019776 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Harris Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403,700 (+23.87%) Land $72,100 Building $331,600 | $403,700 (+23.87%) Land $72,100 Building $331,600 | |
| 2024 | $2,783.00 (+0.14%) | ||
| 2023 | $2,779.00 (-11.92%) | $325,900 (-2.89%) Land $72,100 Building $253,800 | $325,900 (-2.89%) Land $72,100 Building $253,800 |
| 2022 | $3,155.00 | $335,600 Land $72,100 Building $263,500 | $335,600 Land $72,100 Building $263,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1993) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures