10328 S Cedar Lake Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 10328 S Cedar Lake Dr, Granger, IN 46530

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,138 sqft · built 1996
Lot Size0.349 acres (15,200 sqft)
Owner2 Individual Names on Record
Last Sale$256,000 (Jun 2020)
Tax Bill$2,668 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN71-05-28-207-003.000-011

Property Details

APN / Parcel Number

Primary APN71-05-28-207-003.000-011
Alternative APN
  • 0061022029308

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area3,350 sqft
1st Floor Area3,170 sqft
Basement Area1,068 sqft
Finished Basement450 sqft
Unfinished Basement618 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,200 sqft (0.349 acres)
Lot Dimensions152 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,191 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address10328 S CEDAR LAKE DR
CityGRANGER
StateIN
Zip46530-5835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST POINTE ESTATES SEC ONE LOT 43
Legal SubdivisionEAST POINTE ESTATES
Legal Lot Number43
JurisdictionST JOSEPH IN
Township / Civil DivisionHARRIS
Census Block Group2
Census Block2015
Census Tract11405

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10328 S CEDAR LAKE DR, GRANGER, IN 46530-5835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleApr 27, 2016 · Amount on Record
Deed Document Number202016302
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateJun 17, 2020
Property Address10328 S CEDAR LAKE DR, GRANGER, IN 46530-5835
Document Number0002016302
Map ReferenceIN 9410724
Instrument DateJun 11, 2020
Instrument2016302
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10328 S CEDAR LAKE DR, GRANGER, IN 46530-5835

Mortgage

Document Number0002016303
DateJun 17, 2020
Instrument2016303
Lender
NameFIRST FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateJun 17, 2020
Property Address10328 S CEDAR LAKE DR, GRANGER, IN 46530-5835
Document Number2016302
Map ReferenceIN 9410724
Instrument DateJun 11, 2020
Instrument2016302
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10328 S CEDAR LAKE DR, GRANGER, IN 46530-5835

Mortgage

Document Number2016303
DateJun 17, 2020
Instrument2016303
Lender
NameFIRST FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionHarris Township
Unified School DistrictPenn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$429,300 (+67.7%) Land $72,100 Building $357,200$429,300 (+67.7%) Land $72,100 Building $357,200
2024$2,668.00 (+27.53%)
2023$2,092.00 (-8.12%)$256,000 (-14.01%) Land $62,000 Building $194,000$256,000 (-14.01%) Land $62,000 Building $194,000
2022$2,277.00$297,700 Land $72,100 Building $225,600$297,700 Land $72,100 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1993)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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