10261 Rd 109, Union, MS 39365 Property Records

Neshoba County property record for 10261 Rd 109, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 264 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$134 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11500-35-011.000`

Property Details

APN / Parcel Number

Primary APN	`11500-35-011.000`
Alternative APN	`13849`

Interior

Full Baths	1 Bath
Building Area	264 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	13849
Street Address	10261 ROAD 109
City	UNION
State	MS
Zip	39365-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 OF SW 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	5
Census Block	5063
Census Tract	10700

Owner

Source: Neshoba County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10261 ROAD 109, UNION, MS 39365-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Feb 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
May 2, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2024
Transfer Doc	02024/1434
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10261 ROAD 109, UNION, MS 39365-9597
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/6994
Date	Oct 23, 2023
Book Page	2023/6994
Instrument	2023-6994

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10261 ROAD 109, UNION, MS 39365-9597
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002024/890
Date	Feb 12, 2024
Book Page	2024/890
Instrument	2024-890

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2029

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10261 ROAD 109, UNION, MS 39365-9597
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/8405
Date	Dec 14, 2023
Book Page	2023/8405
Instrument	2023-8405

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2024

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NESHOBA MS
Recording Date	May 2, 2024
Property Address	10261 ROAD 109, UNION, MS 39365-9597
Document Number	02024/1434
Book / Page	2024 / 1434
Instrument Date	Apr 11, 2024
Instrument	2024-1434
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10261 ROAD 109, UNION, MS 39365-9597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HIGHWAY 492, CONEHATTA, MS 39057-9764

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$134.00 (-58.26%) Homeowner's exemption	$1,902 (+30.45%)	$19,020 (+95.68%) Land $5,800 Building $13,220
2024	$321.00 (+92.22%)
2023	$167.00 (-1.76%)	$1,458	$9,720 Land $5,800 Building $3,920
2021	$170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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