10011 Rd 109, Union, MS 39365 Property Records

Neshoba County property record for 10011 Rd 109, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,690 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11600-34-011.007`

Property Details

APN / Parcel Number

Primary APN	`11600-34-011.007`
Alternative APN	`21193`

Interior

Full Baths	2 Baths
Building Area	2,690 sqft Living Area
2nd Floor Area	374 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	21193
Street Address	10011 ROAD 109
City	UNION
State	MS
Zip	39365-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 SE 1/4 W OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	5
Census Block	5069
Census Tract	10700

Owner

10011 Rd 109 is owned and occupied by an individual who acquired it in July 2023.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10011 ROAD 109, UNION, MS 39365-9593
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 14, 2023	Warranty Deed, Transfer
Aug 21, 2020	Deed of Trust, Mortgage DIVERSIFIED MORTGAGE INC
Mar 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023
Deed Sale	Jul 14, 2023
Prior Sale	Mar 2, 2017
Deed Document Number	0020232693
Deed Book / Page	2023 / 2693
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10011 ROAD 109, UNION, MS 39365
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/4748
Date	Jul 14, 2023
Book Page	2023/4748
Instrument	2023-4748

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 14, 2023
Property Address	10011 ROAD 109, UNION, MS 39365
Document Number	02023/2693
Book / Page	2023 / 2693
Instrument Date	Jun 26, 2023
Instrument	2023-2693
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10011 ROAD 109CO, UNION, MS 39365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10011 ROAD 109 # CO, CO, UNION, MS 39365

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10011 ROAD 109, UNION, MS 39365
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/7212
Date	Aug 21, 2020
Book Page	2020/7212

Lender

Name	DIVERSIFIED MORTGAGE INC
Type	Mortgage Company
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Mar 2, 2017
Property Address	10011 ROAD 109, UNION, MS 39365
Document Number	2017/848
Book / Page	2017 / 848
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	378 DICKERSON RD, 378, PHILADELPHIA, MS 39350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 KITCHNER RD, CONEHATTA, MS 39057-9785

Tax Assessment & Valuation

The 2025 property tax bill for 10011 Rd 109 was $1,672 with a homeowner's exemption, down 0.9% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,672.00 (-0.89%) Homeowner's exemption	$17,669	$176,550 Land $8,580 Building $167,970
2024	$1,687.00 (+4.14%)
2023	$1,620.00 Homeowner's exemption	$16,708 (-)	$166,930 (-) Land $8,600 Building $158,330
2022		$16,708	$166,930 Land $8,600 Building $158,330
2021	$1,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10011 Rd 109 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10011 Rd 109 is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEBASTOPOL WATER ASSOCIATION public/private · serves 6,207 people · EPA ID MS0620010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 109

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