Cabarrus County property record for 10260 Enclave Cir, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,538 sqft · built 2007 |
| Lot Size | 4.25 acres (185,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Jun 2018) |
| Tax Bill | $8,953 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03009E0012.000000 |
| Primary APN | 03009E0012.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,538 sqft Living Area |
| Gross Area | 8,729 sqft |
| 1st Floor Area | 2,371 sqft |
| Upper Floors Area | 2,167 sqft |
| Basement Area | 2,244 sqft |
| Finished Basement | 2,244 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 185,130 sqft (4.25 acres) |
| Lot Width | 353 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,744 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Patio |
| Porch Area | 670 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 124029 |
|---|---|
| Street Address | 10260 ENCLAVE CIR |
| City | CONCORD |
| State | NC |
| Zip | 28027-7841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 12 THE ENCLAVE |
| Legal Subdivision | THE ENCLAVE |
| Legal Lot Number | 12 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10260 ENCLAVE CIR, CONCORD, NC 28027-7841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Jun 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Deed Book / Page | 13064 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10260 ENCLAVE CIR, CONCORD, NC 28027-7841 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015726237 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 15726/237 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10260 ENCLAVE CIR, CONCORD, NC 28027-7841 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013865132 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 13865/0132 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 28, 2018 |
| Property Address | 10260 ENCLAVE CIR, CONCORD, NC 28027-7841 |
| Document Number | 0013064319 |
| Book / Page | 13064 / 0319 |
| Map Reference | MB49 PG9 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4740 KELLSWATER BRIDGE BLVD, 4740, KANNAPOLIS, NC 28081-6457 |
| Name | Verified Name |
|---|---|
| Address | 10260 ENCLAVE CIR, CONCORD, NC 28027-7841 |
| Document Number | 0013064321 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 13064/321 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,152,830 (+94.3%) Land $481,250 Building $1,671,580 | ||
| 2024 | $2,152,830 (+94.3%) Land $481,250 Building $1,671,580 | ||
| 2023 | $8,953.00 | $1,108,010 Land $250,000 Building $858,010 | $1,108,010 Land $250,000 Building $858,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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