10230 Enclave Cir, Concord, NC 28027 Property Records

Cabarrus County property record for 10230 Enclave Cir, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	8 bd · 10 ba · 6,769 sqft · built 2019
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Oct 2018)
Tax Bill	$14,775 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03009E0011.000000`

Property Details

APN / Parcel Number

Primary APN	`03009E0011.000000`
Alternative APNs	`4672 97 5987` `111108`

Interior

Bedrooms	8 Beds
Full Baths	10 Baths
Stories	2 Stories
Building Area	6,769 sqft Living Area
Gross Area	12,516 sqft
1st Floor Area	3,434 sqft
Upper Floors Area	2,879 sqft
Basement Area	3,450 sqft
Finished Basement	3,186 sqft
Unfinished Basement	264 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	123,710 sqft (2.84 acres)
Lot Width	395 ft Width
Garage Type	Mixed
Garage Area	893 sqft
Driveway	Asphalt Driveway
Driveway Area	1,500 sqft

Exterior Amenities

Pool Area	1,342 sqft
Porch	Patio
Porch Area	706 sqft
Patio Area	607 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	111108
Street Address	10230 ENCLAVE CIR
City	CONCORD
State	NC
Zip	28027-7841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 11 THE ENCLAVE
Legal Subdivision	THE ENCLAVE
Legal Lot Number	11
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1003
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10230 ENCLAVE CIR, CONCORD, NC 28027-7841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON BANK
Mar 14, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 17, 2018	Warranty Deed, Transfer BARRISTER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	May 3, 2011 · Amount on Record
Deed Book / Page	13232 / 225
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10230 ENCLAVE CIR, CONCORD, NC 28027-7841
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001618640
Date	Aug 31, 2022
Book Page	16186/40

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10230 ENCLAVE CIR, CONCORD, NC 28027-7841
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013414177
Date	Mar 14, 2019
Book Page	13414/0177

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10230 ENCLAVE CIR, CONCORD, NC 28027-7841
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014726235
Date	Dec 7, 2020
Book Page	14726/235

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 17, 2018
Property Address	10230 ENCLAVE CIR, CONCORD, NC 28027-7841
Document Number	13232225
Book / Page	013232 / 000225
Instrument Date	Oct 12, 2018
Instrument	26246
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10109 COLEY DR HUNTERSVILLE NC 280780626, HUNTERSVILLE, NC 28078-0626

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,934,430 (+60.48%) Land $404,250 Building $2,530,180
2024			$2,934,430 (+60.48%) Land $404,250 Building $2,530,180
2023	$14,775.00	$1,828,540 Land $210,000 Building $1,618,540	$1,828,540 Land $210,000 Building $1,618,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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