1021 Willett St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1021 Willett St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,472 sqft · built 1910
Lot Size0.108 acres (4,725 sqft)
Owner2 Individual Names on Record
Last Sale$90,322 (May 2007)
Tax Bill$5,286 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.47-5-33

Property Details

APN / Parcel Number

Primary APN421500 49.47-5-33
Alternative APN
  • 150004904700050330000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,472 sqft Total Area
1st Floor Area1,236 sqft
2nd Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area360 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1021 WILLETT ST
CitySCHENECTADY
StateNY
Zip12303-1145
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 2 BRK AND GARAGE
Legal Block5
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1010
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1021 WILLETT ST, SCHENECTADY, NY 12303-1145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2007 · Amount on Record
Deed SaleMay 8, 2007 · Amount on Record
Deed Book / Page1759 / 204
Last Transfer DateOct 25, 2007
Transfer Doc1771000163
Record UpdatedJun 8, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 10, 2023
Property Address1021 WILLETT ST, SCHENECTADY, NY 12303-1145
Document Number0000007722
Book / Page2102 / 627
Instrument DateJan 31, 2023
Instrument202307722
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address936 ONTARIO ST, SCHENECTADY, NY 12306-4017

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 VERMONT AVE, SCHENECTADY, NY 12303-1426

Mortgage

Document Number0000007723
DateFeb 10, 2023
Book Page5289/1
Instrument202307723
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,286.00 (+23.53%)$86,000 (-) Land $12,900 Building $73,100$142,408 (+30.82%) Land $21,361 Building $121,047
2023$86,000 (-) Land $12,900 Building $73,100$108,861 (+3.8%) Land $16,329 Building $92,532
2022$86,000 Land $12,900 Building $73,100$104,878 Land $15,732 Building $89,146
2021$4,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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