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1026 Howard Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1026 Howard Dr, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Mar 2022)
Tax Bill$2,124 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-015-116-00

Property Details

APN / Parcel Number

Primary APN02-015-116-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions165 ft deep x 91 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1026 HOWARD DR
CityTEMPERANCE
StateMI
Zip48182-9306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionSEC 15 T8S R7E 0.35 ACRE COM 330 FT N & 209 FT W FR SE COR OF NE 1/4 OF SE 1/4 OF SEC 15 T8S R7E TH W 91 FT TH S 165 FT TH E
Legal Range07E
Legal Township08S
Legal Section15
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1014
Census Tract833200

Owner

1026 Howard Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1026 HOWARD DR, TEMPERANCE, MI 48182-9306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2022 · Amount on File
Deed SaleMar 23, 2022 · Amount on File
Prior SaleDec 17, 2015 · Amount on File
Deed Document Number20226083
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateMar 23, 2022
Property Address1026 HOWARD DR, TEMPERANCE, MI 48182-9306
Document Number0000006083
Instrument DateMar 21, 2022
Instrument2022R06083
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,402.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5354 SANDERS DR, 5354, TOLEDO, OH 43615-6846

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 HOWARD DR, TEMPERANCE, MI 48182-9306

Mortgage

Document Number0000006084
DateMar 23, 2022
Instrument2022R06084
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Howard Dr was $2,124 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,400 Land $81,400$162,800 Land $162,800
2025$2,124.00 Homeowner's exemption
2023$1,178.00 Homeowner's exemption$51,800$103,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Howard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Howard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable		1,000 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

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