1053 Howard Dr, Temperance, MI 48182 Property Records

Monroe County property record for 1053 Howard Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2021)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-015-099-00`

Property Details

APN / Parcel Number

Primary APN	`02-015-099-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1053 HOWARD DR
City	TEMPERANCE
State	MI
Zip	48182-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T8S R7E 0.23 ACRE COM 520 FT W OF SE COR OF NE 1/4 OF SE 1/4 TH W 60 FT N 165 FT E 60 FT S 165 FT TO POB
Legal Range	07E
Legal Township	08S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	833200

Owner

1053 Howard Dr is owned and occupied by an individual who bought it in August 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1053 HOWARD DR, TEMPERANCE, MI 48182-9306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	202122375
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2021
Property Address	1053 HOWARD DR, TEMPERANCE, MI 48182-9306
Document Number	2021R22375
Instrument Date	Aug 19, 2021
Instrument	2021R22375
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1053 HOWARD DR, 1053, TEMPERANCE, MI 48182-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 HOWARD DR, TOLEDO, OH 43613

Mortgage

Document Number	2021R22376
Date	Aug 26, 2021
Instrument	2021R22376

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1053 HOWARD DR, TEMPERANCE, MI 48182-9306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011749
Date	Jun 1, 2017
Instrument	2017R11749

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1053 Howard Dr was $2,159 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,300 Land $57,300	$114,600 Land $114,600
2025	$2,159.00 Homeowner's exemption
2023	$1,738.00 Homeowner's exemption	$39,800	$79,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1053 Howard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1053 Howard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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