1026 Holly Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 1026 Holly Dr, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,543 sqft · built 1965
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2026)
Tax Bill	$2,865 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01064 03200`

Property Details

APN / Parcel Number

Primary APN	`01064 03200`
Alternative APNs	`1601241` `110526`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,543 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1026 HOLLY DR
City	GASTONIA
State	NC
Zip	28054-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FERN FOREST BLK F L 13 01 064 032 00 000
Legal Subdivision	FERN FOREST SUBDIVISION
Legal Block	F
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2013
Census Tract	32704

Owner

1026 Holly Dr is owned and occupied by an individual who bought it in January 2026.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1026 HOLLY DR, GASTONIA, NC 28054-8365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 9, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Jul 19, 2011 · Amount on File
Deed Book / Page	5611 / 2406
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1026 HOLLY DR, GASTONIA, NC 28054-8365
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052872059
Date	Nov 19, 2021
Book Page	5287/2059

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 9, 2026
Property Address	1026 HOLLY DR, GASTONIA, NC 28054-8365
Document Number	0056112406
Book / Page	5611 / 2406
Map Reference	MB 18 PG 1
Instrument Date	Jan 9, 2025
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, TRYON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 18TH ST, CRAMERTON, NC 28032-1318

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056112409
Date	Jan 9, 2026
Instrument	5611/2409

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1026 Holly Dr was $2,865, down 1.3% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,865.00 (-1.27%)	$268,100 (-) Land $23,500 Building $244,600
2025	$2,902.00	$268,100 Land $23,500 Building $244,600
2023	$2,931.00	$271,470 Land $23,500 Building $247,970
2021			$139,380 Land $18,000 Building $121,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1026 Holly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Holly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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