1014 Holly Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 1014 Holly Dr, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,425 sqft · built 1968
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2023)
Tax Bill	$2,878 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01064 03400`

Property Details

APN / Parcel Number

Primary APN	`01064 03400`
Alternative APNs	`1675279` `110528`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,425 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1014 HOLLY DR
City	GASTONIA
State	NC
Zip	28054-8365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FERN FOREST BLK F L 15 01 064 034 00 000
Legal Subdivision	FERN FOREST SUBDIVISION 4-B
Legal Block	F
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2013
Census Tract	32704

Owner

1014 Holly Dr is owned and occupied by an individual who bought it in November 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 HOLLY DR, GASTONIA, NC 28054-8365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Apr 25, 2023	Warranty Deed, Transfer
Apr 25, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Apr 25, 2023 · Amount on File
Deed Book / Page	5444 / 471
Prior Transfer Date	Mar 3, 2006
Prior Transfer Doc	0042072075
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1014 HOLLY DR, GASTONIA, NC 28054-8365
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 HOLLY DR, GASTONIA, NC 28054-8365

Mortgage

Document Number	0053981416
Date	Mar 17, 2023
Book Page	5398/1416

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	DALLAS, TX 75251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	265 Months
Due	Apr 1, 2045

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 25, 2023
Property Address	1014 HOLLY DR, GASTONIA, NC 28054-8365
Document Number	0054060756
Book / Page	5406 / 756
Map Reference	MB 18 PG 1
Instrument Date	Apr 24, 2023
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 HOLLY DR, GASTONIA, NC 28054-8365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19825 NORTH COVE RD STE B, B, CORNELIUS, NC 28031-0149
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 25, 2023
Property Address	1014 HOLLY DR, GASTONIA, NC 28054-8365
Document Number	0054060815
Book / Page	5406 / 815
Map Reference	MB 18 PG 1
Instrument Date	Apr 24, 2023
Transaction Type	Construction Loan
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19825B N COVE RD # RD180, RD180, CORNELIUS, NC 28031-6445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 HOLLY DR, GASTONIA, NC 28054-8365

Mortgage

Document Number	0005406818
Date	Apr 25, 2023
Instrument	5406/818

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1014 Holly Dr was $2,878.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,878.00	$269,260 (-) Land $23,500 Building $245,760
2025	$2,878.00	$269,260 Land $23,500 Building $245,760
2023	$2,533.00	$234,620 Land $23,500 Building $211,120
2021			$136,220 Land $18,000 Building $118,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Holly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Holly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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