1026 Harvard, Columbia, MO 65203 Property Records

Boone County property record for 1026 Harvard, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,316 sqft · built 1963
Lot Size	0.276 acres (12,032 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Oct 2021)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-512-00-02-128-00`

Property Details

APN / Parcel Number

Primary APN	`16-512-00-02-128-00`
Alternative APN	`16-512-00-02-128.00 01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,032 sqft (0.276 acres)
Lot Dimensions	144 ft deep x 83.5 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	308 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1026 HARVARD
City	COLUMBIA
State	MO
Zip	65203-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE PARK PLAT 3 17 FT S PT LOT 7 AND ALL LOT 8 BLOCK 6 SUR 324-539
Legal Range	13W
Legal Township	48N
Legal Section	15
Legal Subdivision	COLLEGE PARK
Legal Block	6
Legal Lot Number	7
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	4
Census Block	4019
Census Tract	600

Owner

1026 Harvard is owned and occupied by two individuals who bought it in October 2021.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1026 HARVARD, COLUMBIA, MO 65203-1834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Document Number	202130516
Deed Book / Page	5526 / 145
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 27, 2021
Property Address	1026 HARVARD, COLUMBIA, MO 65203-1834
Document Number	0000030516
Book / Page	5526 / 145
Instrument Date	Oct 25, 2021
Instrument	2021030516
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 HARVARD, COLUMBIA, MO 65203-1834

Mortgage

Document Number	0000030517
Date	Oct 27, 2021
Instrument	2021030517

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 8, 2019
Property Address	1026 HARVARD, COLUMBIA, MO 65203-1834
Document Number	0000012265
Book / Page	5046 / 0065
Map Reference	MB 6 PG 39
Instrument Date	Jul 5, 2019
Instrument	2019012265
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1026 HARVARD, COLUMBIA, MO 65203-1834

Mortgage

Document Number	0000012266
Date	Jul 8, 2019
Instrument	2019012266

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1026 HARVARD, COLUMBIA, MO 65203-1834
Document Number	0000020499
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 HARVARD COLUMBIA MO 652031834, COLUMBIA, MO 65203-1834

Mortgage

Document Number	0000020499
Date	Oct 26, 2018
Book Page	004956/000150
Instrument	20499

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Harvard was $2,653.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,527 (-) Land $5,187 Building $35,340
2025	$2,653.00	$40,527 Land $5,187 Building $35,340	$213,300 Land $27,300 Building $186,000
2023	$2,368.00 (+8.13%)	$35,397 Land $5,187 Building $30,210	$186,300 Land $27,300 Building $159,000
2022	$2,190.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Harvard in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 Harvard is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Spectrum, Wisper ISP.

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