1020 Harvard, Columbia, MO 65203 Property Records

Boone County property record for 1020 Harvard, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,654 sqft · built 1972
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Sep 2021)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-512-00-02-126-00`

Property Details

APN / Parcel Number

Primary APN	`16-512-00-02-126-00`
Alternative APN	`16-512-00-02-126.00 01`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	546 sqft
Finished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Deck Area	660 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1020 HARVARD
City	COLUMBIA
State	MO
Zip	65203-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE PARK SD PLAT NO 3 LOT 6 BLK 6
Legal Range	13W
Legal Township	48N
Legal Section	15
Legal Subdivision	COLLEGE PARK
Legal Block	6
Legal Lot Number	6
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	4
Census Block	4019
Census Tract	600

Owner

1020 Harvard is owned and occupied by two individuals who bought it in September 2021.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 HARVARD, COLUMBIA, MO 65203-1834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HAWTHORN BANK
Jan 9, 2018	Quit Claim Deed, Transfer REVERSE MORTGAGES.COM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	202126636
Deed Book / Page	5502 / 138
Prior Transfer Date	Oct 23, 2014
Prior Transfer Doc	0000020267
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE MO
Recording Date	Sep 14, 2021
Property Address	1020 HARVARD, COLUMBIA, MO 65203-1834
Document Number	0000026636
Book / Page	5502 / 138
Map Reference	MB 6 PG 39
Instrument Date	Sep 9, 2021
Instrument	2021026636
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 HARVARD, MADISON, MO 65263

Mortgage

Document Number	0000026637
Date	Sep 14, 2021
Instrument	2021026637

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE MO
Recording Date	Jan 9, 2018
Property Address	1020 HARVARD, COLUMBIA, MO 65203-1834
Document Number	0000000479
Book / Page	004847 / 000012
Instrument Date	Dec 1, 2017
Instrument	479
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	NCS TITLE, NCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 HARVARD COLUMBIA MO 652031834, COLUMBIA, MO 65203-1834

Mortgage

Document Number	480
Date	Jan 9, 2018
Book Page	004847/000013
Instrument	480

Lender

Name	REVERSE MORTGAGES.COM INC
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	1008 Months

Mortgage

Document Number	481,
Date	Jan 9, 2018
Book Page	004847/000014
Instrument	481

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Harvard was $2,780.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,465 (-) Land $4,921 Building $37,544
2025	$2,780.00	$42,465 Land $4,921 Building $37,544	$223,500 Land $25,900 Building $197,600
2023	$2,481.00 (+8.15%)	$37,088 Land $4,921 Building $32,167	$195,200 Land $25,900 Building $169,300
2022	$2,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 Harvard in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Harvard is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Spectrum, Wisper ISP.

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