Oakland County property record for 1026 Eugene Dr, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,479 sqft · built 1987 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2004) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P-04-28-201-015 |
| Primary APN | P-04-28-201-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| 1st Floor Area | 1,479 sqft |
| Basement Area | 1,167 sqft |
| Unfinished Basement | 1,167 sqft |
| Game Room | Game Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 82 sqft |
| Deck Area | 192 sqft |
| Patio Area | 193 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1026 EUGENE DR |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T5N, R10E, SEC 28 WOODLAND MANOR SUB LOT 43 |
| Legal Range | 10E |
| Legal Township | 05N |
| Legal Section | 28 |
| Legal Subdivision | WOODLAND MANOR SUB |
| Legal Lot Number | 43 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 121700 |
Source: Oakland County records · APN P-04-28-201-015
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Oct 11, 2017 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Jul 20, 2018 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Sep 09, 2019 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2004 · Amount on Record |
| Deed Sale | Apr 22, 2004 · Amount on Record |
| Deed Document Number | 2004201753 |
| Deed Book / Page | 32863 / 719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Document Number | 0000078167 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 58746/160 |
| Instrument | 78167 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000188616 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 51164/00792 |
| Instrument | 188616 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000120444 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 52016/00082 |
| Instrument | 120444 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146189 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 53225/00553 |
| Instrument | 146189 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1026 EUGENE DR, OXFORD, MI 48371-4734 |
| Document Number | 0000188597 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 54841/436 |
| Instrument | 188597 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2045 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oxford Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 (-37.41%) Homeowner's exemption | $158,200 (+20.31%) | $316,400 (+20.31%) |
| 2024 | $2,566.00 (+16.48%) | ||
| 2023 | $131,490 | $262,980 | |
| 2021 | $2,203.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXFORD TOWNSHIP serves 10,407 people |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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